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Before You Begin

Applying for a Loan through OzCar

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Please complete the following fields:

Information Checklist

Here is a checklist outlining all necessary information you should have at hand before applying.

Your Personal Details

  • Your full name
  • Your date of birth
  • Your current driver’s licence number and expiry date
  • If you do not have a current drivers licence, then details of your Passport including number, place of issue and expiry date

Your Residential Details

  • Your current residential details
  • If you have not been living at your current address for at least 3 years, the details of your previous address
  • If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments.
  • If you are renting or boarding, the details of your landlord / real estate agent including:
    • Name
    • Telephone number

Your Income Details

  • Your current employer’s details:
    • Name
    • Address
    • Telephone number
    • Your salary or employment number (if applicable)
  • If you have not been in your current job for three years, the details of your previous employment:
    • Name
    • Address
    • Telephone number
  • Your monthly salary figures (after tax):
    • To calculate your monthly income, multiply:
    • Your weekly salary (after tax) by 4.2
    • Your fortnightly salary (after tax), by 2.1.
  • If you are self-employed, income figures from your last two years, tax returns and assessment notices (before and after tax)

Your Asset & Liabilities Details

  • Details of the assets you own, including:
    • The estimated value of your home, if you own or are buying your home
    • Details of any investment properties
    • Bank Accounts
    • Shares
    • Life insurance
    • Motor vehicles and other lifestyle assets
    • Personal effects
  • Details of the liabilities you owe and all of your monthly financial commitments, including:
    • The outstanding balance of your mortgage & monthly repayment if you are buying your home
    • The outstanding balance of any investment property & monthly repayment/s
    • Details of any other loans you may have
    • Details of your any credit cards, store cards or charge cards
    • If you are renting or boarding, the details of rental agreement any monthly rent/board

Your Loan Details

  • The purpose of the loan and details of any goods you are purchasing
  • Your Requirements and Objectives
  • The amount you wish to borrow